What insurance policy covers loss of income due to adverse weather conditions?

Weather insurance is specifically designed to protect businesses and individuals from financial loss due to adverse weather conditions. This type of policy typically offers coverage for lost income when weather events, such as heavy rain, snow, or extreme temperatures, disrupt normal operations or lead to the cancellation of events. It enables policyholders to recover lost revenues that they would have earned if the weather had been favorable, making it an essential tool for businesses reliant on outdoor events or those that are significantly affected by weather changes.

In contrast, event cancellation insurance primarily covers losses from the cancellation of events due to a wide variety of reasons, including weather, but does not focus exclusively on income loss due to adverse weather conditions. Property insurance provides coverage for physical assets and may address damages caused by weather-related incidents, but it does not specifically cover loss of income. Commercial general liability insurance protects against claims related to bodily injury or property damage but also does not encompass loss of income as a direct result of adverse weather events.